Автор работы: НАТАЛЬЯ ФЕФЛОВА, 15 Октября 2010 в 21:50, реферат
First, some preliminary observations. The first relates to savings. Over the past 15 years, the U.S. savings rate has fallen from 6% of disposable income to zero (like us). 100 years ago the situation was quite different: Money concentrated in corporations, not the state and people. Now the world has witnessed massive imbalances in savings.