Презентация по "Английскому языку"

Автор работы: Пользователь скрыл имя, 19 Марта 2012 в 20:36, творческая работа

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Работа содержит презентацию по английскому языку на тему "Банки"

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Services of banks in Russia.

Good morning, ladies and gentlemen. Let me introduce myself. I’m Valja Vorobjova. I’m a student of The State University of the Ministry of Finance of the Russian Federation.

Today I’m going to talk about various services of banks in Russia. My topic is very important because Banks have an important place in Russian Financial System. Banks nowadays perform the main part of the work of transferring money from a customer to a seller, by operating the system of payments in the economy. Almost everyone in the world uses or has used banking services. Families keep their savings there, and banks pay them interest rates on their deposits and give them loans to buy expensive goods. Companies conduct payments through them. Commercial organizations, which work at the market and in production, take loans for their needs and conduct all payments with buyers and sellers through them.

Landowners and owners of real estate take loans from the banks to buy an

estate or to make use of it and pay back loaned money.

Banker’s services cover an enormous range of activities today.

Current account services extended to anyone whom banks regard as reliable. A new depositor should be recommended by his employer or should present a reference. If this proves satisfactory the bank will accept a deposit from him which be entered in his current account. A cheque book will then be issued free of charge. Once the customer has received his cheque book he may use the cheques to order the banker to pay out sums of money from his current account. Money is being paid into and paid out the account as often as the customer finds convenient.

Now I'll tell you about  deposit account services and savings account services.

Companies and individuals can deposit cash resources that are not needed at present. They can withdraw the money either any day they need it or after a certain period in case of time deposit.

Savings account services enable small savers to put money away for particular purposes, for example for holidays.

The Bank also provides other services, for example economic information, granting loan, banker’s credit cards and many other.

In conclusion we can say that the bank are very important in Russia and provides many different services. It is convenient and useful for companies and individuals.


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